Terms of Service
A user’s order request is equivalent to placing a service order.
The XXXchange website interface provides up-to-date information and the ability to manage orders.
All requests and data are processed in accordance with the Privacy Policy and the service’s AML Policy.
Order Processing and Timeframes
All transactions are subject to the rules and regulations of payment systems, banks, and blockchains.
The standard processing time for an order is up to 5 hours. In case of disruptions on the side of payment systems, banks, or blockchains, delays of up to 3 business days are possible.
The user must remain available to confirm the payment. If confirmation is not received within 5 hours, the payment may be considered confirmed based on the actual receipt of funds.
If no funds are received for the order within 5 hours, the order may be cancelled.
If the user does not confirm the payment and does not remain in contact, the order may be suspended until the user reaches out or may be processed based on the actual receipt of funds in accordance with the service regulations.
Funds received after the order expiration period are returned within 48 hours at the user’s expense. The service is not responsible for external delays related to the operation of blockchains, banks, or payment systems.
Completion of Transactions, Cancellation, and Refunds
After the transaction is completed, meaning after funds are sent to the user’s specified payout details, the transaction cannot be cancelled.
The exchange service sends funds to the details specified by the client — card number, crypto wallet address, account number, Faster Payments System (SBP), and other payment details.
The service has the right to request confirmation that the payout details belong to the user within KYC/AML procedures.
In case of a discrepancy in amounts, the service has the right to cancel the operation and return the funds with deduction of a fee in accordance with the AML policy and actual costs, if applicable.
If the transfer to the user is not completed within 48 hours, the user has the right to request a refund provided that the funds are not blocked by a bank, payment system, or under AML review.
Cancellation of a transaction at the user’s initiative is possible only before the funds are sent to the specified payout details.
Refunds are made within 48 hours after the refund decision is made. The service is not responsible for delays caused by third-party payment systems, banks, or blockchains.
The service has the right to involve third-party contractors and partners to perform certain operations.
In case of refusal of service, a refund is made in accordance with the AML policy published on the website.
Violation of the service terms, refusal to undergo verification, provision of false information, or other suspicious actions may result in refusal of service.
Refusal of service is communicated via Telegram, email, or chat. Refunds are made after completion of the review within the timeframes established by the AML policy.
Verification and Legitimacy of Funds
If necessary, the transaction may be delayed for user identity verification, including in the following cases:
— when changing payout details;
— when changing the email address;
— in case of suspicious user actions and similar situations.
Using the service confirms that the origin of funds is legitimate.
The user is responsible for paying taxes in accordance with the laws of their country.
The user confirms that they are not involved in illegal activities.
Cryptocurrency Transactions
Cryptocurrency exchanges, including BTC, ETH, LTC, and other assets, require blockchain network confirmations.
Transaction confirmation may take up to 24 hours or longer, depending on network congestion.
If transaction confirmation is delayed for more than 24 hours, the service has the right to:
— request creation of a new order;
— retain the actual network fee when returning funds.
Termination of Agreement
The service may terminate the agreement with the user if there are grounds related to violation of service rules, AML/KYC policy, payment system requirements, or applicable law.
The existence of violations is determined by the service based on internal review, AML analysis results, and other circumstances of the specific case.
Refunds after termination of the agreement are made after completion of the review within the timeframes provided by the AML policy, taking into account the objective circumstances of the specific case.
Additional Proof and Verification
The service has the right to request additional proof of payment:
— receipt or payment confirmation;
— screenshots;
— TxID / transaction hash and other supporting materials.
If the client claims that they have not received the funds for their order, the exchange service has the right to request:
— account statement;
— video materials in different formats and angles;
— additional screenshots;
— completion of full identity verification.
AML and “Clean” Addresses
The service works only with clean addresses and sources of funds.
Transfers to addresses associated with:
— online casinos;
— darknet services;
— suspicious or fraudulent projects,
are not processed and are moved to additional review or refund mode in accordance with the service’s AML policy.
If the address is deemed unsuitable based on AML analysis:
— the user may provide a new “clean” address via the service’s corporate email from the same email address used to create the order;
— or request a refund under the procedure established by the AML policy. In AML cases, a fee of up to 5%, but not more than 100 USD equivalent, applies, or only actual network costs are retained for bona fide clients after successful completion of KYC/SoF.
Use of Payment Partner Services
For some directions, the exchange service uses third-party processing services and payment partners.
The minimum payment amount for such directions is specified when creating the order.
The operator may ask the user to remain in contact and confirm receipt of funds using screenshots, receipts, or TxID.
If the order cannot be completed for reasons beyond the exchange service’s control, the refund is made in accordance with the service regulations, AML policy, and actual costs of third-party services, if applicable.
Communication on Telegram is informational in nature:
— the operator may contact the client, clarify receipt of funds, and ask questions regarding the order;
— all orders must be created through the website only; orders created outside the website are not considered official.
Acceptance of Terms
By confirming the exchange and creating an order, the user confirms that they have read these terms and accept them in full.
